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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,168 | $212,386+34.3% | $199,883+42.7% | $138,895+105.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 22.25% | 47.75%-25.5pp | 43.81%-21.6pp | 145.39%-123.1pp |
| Employer contribution / active EE | $3,864 | $6,625-41.7% | $6,261-38.3% | $4,194-7.9% |
| Participant deferral / active EE | $12,880 | $9,617+33.9% | $9,138+40.9% | $6,396+101.4% |
| Admin fee / account holder | $306 | $18,233-98.3% | $17,268-98.2% | $12,562-97.6% |