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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,168 | $209,336+36.2% | $197,124+44.7% | $137,256+107.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 22.25% | 48.09%-25.8pp | 44.34%-22.1pp | 220.34%-198.1pp |
| Employer contribution / active EE | $3,864 | $6,591-41.4% | $6,227-38.0% | $4,156-7.0% |
| Participant deferral / active EE | $12,880 | $9,614+34.0% | $9,135+41.0% | $6,407+101.0% |
| Admin fee / account holder | $306 | $17,308-98.2% | $16,298-98.1% | $12,270-97.5% |