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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,296 | $125,184-49.4% | $105,607-40.1% | $145,884-56.6% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.75% | 225.00%-214.3pp | 116.11%-105.4pp | 551.85%-541.1pp |
| Employer contribution / active EE | $2,080 | $3,720-44.1% | $3,167-34.3% | $4,662-55.4% |
| Participant deferral / active EE | $4,651 | $5,714-18.6% | $5,011-7.2% | $6,690-30.5% |
| Admin fee / account holder | $2,537 | $17,133-85.2% | $10,958-76.8% | $13,392-81.1% |