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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,375 | $132,099-53.5% | $115,599-46.9% | $138,895-55.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 12.92% | 176.76%-163.8pp | 111.10%-98.2pp | 145.39%-132.5pp |
| Employer contribution / active EE | $2,052 | $3,416-39.9% | $2,955-30.6% | $4,194-51.1% |
| Participant deferral / active EE | $3,884 | $5,617-30.9% | $4,889-20.6% | $6,396-39.3% |
| Admin fee / account holder | $9,808 | $15,650-37.3% | $12,841-23.6% | $12,562-21.9% |