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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,663 | $180,749-32.7% | $160,784-24.3% | $137,256-11.4% |
| Participation rate | 87.5% | 80.0%+7.5pp | 77.0%+10.5pp | 80.0%+7.5pp |
| Annual return | 24.60% | 2234.46%-2209.9pp | 1803.92%-1779.3pp | 220.34%-195.7pp |
| Employer contribution / active EE | $7,061 | $4,155+69.9% | $3,733+89.2% | $4,156+69.9% |
| Participant deferral / active EE | $15,775 | $6,844+130.5% | $6,293+150.7% | $6,407+146.2% |
| Admin fee / account holder | $559 | $10,397-94.6% | $9,717-94.2% | $12,270-95.4% |