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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,173 | $211,224-58.7% | $178,505-51.2% | $145,897-40.3% |
| Participation rate | 88.9% | 80.8%+8.1pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 14.13% | 30.28%-16.2pp | 27.16%-13.0pp | 552.29%-538.2pp |
| Employer contribution / active EE | $7,030 | $4,577+53.6% | $3,955+77.7% | $4,663+50.8% |
| Participant deferral / active EE | $15,444 | $6,966+121.7% | $6,280+145.9% | $6,689+130.9% |
| Admin fee / account holder | $1,725 | $12,109-85.8% | $10,428-83.5% | $13,390-87.1% |