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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,753 | $156,398-37.5% | $147,318-33.6% | $138,895-29.6% |
| Participation rate | 36.8% | 83.8%-46.9pp | 82.1%-45.2pp | 79.9%-43.1pp |
| Annual return | 17.49% | 78.75%-61.3pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,672 | $4,853-65.5% | $4,593-63.6% | $4,194-60.1% |
| Participant deferral / active EE | $3,398 | $8,237-58.7% | $7,906-57.0% | $6,396-46.9% |
| Admin fee / account holder | $9,580 | $14,976-36.0% | $13,708-30.1% | $12,562-23.7% |