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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,049 | $72,071-83.3% | $68,368-82.4% | $137,256-91.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 8.49% | 353.14%-344.7pp | 292.57%-284.1pp | 220.34%-211.8pp |
| Employer contribution / active EE | $1,682 | $2,788-39.7% | $2,649-36.5% | $4,156-59.5% |
| Participant deferral / active EE | $2,534 | $4,410-42.5% | $4,123-38.5% | $6,407-60.5% |
| Admin fee / account holder | $13,998 | $5,336+162.4% | $5,150+171.8% | $12,270+14.1% |