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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,049 | $157,829-92.4% | $136,867-91.2% | $198,609-93.9% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 8.49% | 51.25%-42.8pp | 42.97%-34.5pp | 202.70%-194.2pp |
| Employer contribution / active EE | $1,682 | $3,923-57.1% | $3,547-52.6% | $5,055-66.7% |
| Participant deferral / active EE | $2,534 | $5,463-53.6% | $4,924-48.5% | $6,977-63.7% |
| Admin fee / account holder | $13,998 | $11,107+26.0% | $10,340+35.4% | $19,030-26.4% |