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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,470 | $101,618-81.8% | $93,063-80.2% | $137,256-86.5% |
| Participation rate | 50.0% | 74.9%-24.9pp | 72.1%-22.1pp | 80.0%-30.0pp |
| Annual return | 14.10% | 223.95%-209.8pp | 34.15%-20.1pp | 220.34%-206.2pp |
| Employer contribution / active EE | $586 | $2,707-78.3% | $2,476-76.3% | $4,156-85.9% |
| Participant deferral / active EE | $823 | $4,279-80.8% | $3,958-79.2% | $6,407-87.2% |
| Admin fee / account holder | $2,850 | $6,198-54.0% | $6,033-52.8% | $12,270-76.8% |