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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,470 | $102,938-82.1% | $94,105-80.4% | $138,895-86.7% |
| Participation rate | 50.0% | 74.6%-24.6pp | 71.9%-21.9pp | 79.9%-29.9pp |
| Annual return | 14.10% | 250.28%-236.2pp | 204.55%-190.5pp | 145.39%-131.3pp |
| Employer contribution / active EE | $586 | $2,732-78.5% | $2,504-76.6% | $4,194-86.0% |
| Participant deferral / active EE | $823 | $4,196-80.4% | $3,881-78.8% | $6,396-87.1% |
| Admin fee / account holder | $2,850 | $6,600-56.8% | $6,199-54.0% | $12,562-77.3% |