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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,470 | $126,113-85.4% | $116,096-84.1% | $155,188-88.1% |
| Participation rate | 50.0% | 75.1%-25.1pp | 73.3%-23.3pp | 80.8%-30.8pp |
| Annual return | 14.10% | 391.72%-377.6pp | 326.25%-312.1pp | 148.84%-134.7pp |
| Employer contribution / active EE | $586 | $2,672-78.1% | $2,503-76.6% | $4,248-86.2% |
| Participant deferral / active EE | $823 | $4,162-80.2% | $3,952-79.2% | $6,531-87.4% |
| Admin fee / account holder | $2,850 | $8,045-64.6% | $7,704-63.0% | $14,480-80.3% |