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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,414 | $154,228-69.9% | $145,433-68.1% | $137,256-66.2% |
| Participation rate | 86.4% | 83.8%+2.6pp | 82.1%+4.2pp | 80.0%+6.4pp |
| Annual return | 20.06% | 74.59%-54.5pp | 66.58%-46.5pp | 220.34%-200.3pp |
| Employer contribution / active EE | $2,143 | $4,804-55.4% | $4,554-52.9% | $4,156-48.4% |
| Participant deferral / active EE | $7,023 | $8,216-14.5% | $7,897-11.1% | $6,407+9.6% |
| Admin fee / account holder | $5,300 | $14,344-63.0% | $13,129-59.6% | $12,270-56.8% |