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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,347 | $102,595+44.6% | $94,057+57.7% | $154,746-4.1% |
| Participation rate | 20.0% | 76.0%-56.0pp | 73.3%-53.3pp | 80.7%-60.7pp |
| Annual return | 21.78% | 583.42%-561.6pp | 480.62%-458.8pp | 172.34%-150.6pp |
| Employer contribution / active EE | $915 | $3,147-70.9% | $2,933-68.8% | $4,379-79.1% |
| Participant deferral / active EE | $4,700 | $5,118-8.2% | $4,709-0.2% | $6,730-30.2% |
| Admin fee / account holder | $1,724 | $7,736-77.7% | $7,244-76.2% | $14,365-88.0% |