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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,966 | $51,638-65.2% | $68,368-73.7% | $82,448-78.2% |
| Participation rate | 85.7% | 63.6%+22.1pp | 73.8%+12.0pp | 68.1%+17.6pp |
| Annual return | 20.66% | 37.53%-16.9pp | 292.57%-271.9pp | 41.64%-21.0pp |
| Employer contribution / active EE | $1,570 | $2,047-23.3% | $2,649-40.7% | $2,551-38.5% |
| Participant deferral / active EE | $2,233 | $2,914-23.4% | $4,123-45.8% | $4,139-46.1% |
| Admin fee / account holder | $2,123 | $4,643-54.3% | $5,150-58.8% | $7,234-70.7% |