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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,073 | $100,970-85.1% | $96,576-84.4% | $137,256-89.0% |
| Participation rate | 55.6% | 82.6%-27.1pp | 81.4%-25.9pp | 80.0%-24.4pp |
| Annual return | 17.56% | 38.16%-20.6pp | 38.47%-20.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $2,283 | $3,809-40.1% | $3,553-35.8% | $4,156-45.1% |
| Participant deferral / active EE | $2,154 | $8,286-74.0% | $7,956-72.9% | $6,407-66.4% |
| Admin fee / account holder | $2,328 | $11,312-79.4% | $11,381-79.5% | $12,270-81.0% |