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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,640 | $100,784-88.5% | $191,597-93.9% | $82,637-85.9% |
| Participation rate | 76.9% | 70.5%+6.5pp | 76.9%0pp | 68.1%+8.9pp |
| Annual return | 15.71% | 18.13%-2.4pp | 27.07%-11.4pp | 53.51%-37.8pp |
| Employer contribution / active EE | $2,934 | $3,102-5.4% | $5,025-41.6% | $2,552+15.0% |
| Participant deferral / active EE | $4,486 | $4,937-9.1% | $6,850-34.5% | $4,126+8.7% |
| Admin fee / account holder | $2,802 | $10,062-72.2% | $22,799-87.7% | $7,339-61.8% |