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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,640 | $92,811-87.5% | $238,191-95.1% | $86,983-86.6% |
| Participation rate | 76.9% | 69.3%+7.6pp | 77.1%-0.2pp | 69.5%+7.4pp |
| Annual return | 15.71% | 16.16%-0.5pp | 13.02%+2.7pp | 25.83%-10.1pp |
| Employer contribution / active EE | $2,934 | $2,728+7.5% | $5,082-42.3% | $2,584+13.5% |
| Participant deferral / active EE | $4,486 | $4,479+0.2% | $6,726-33.3% | $4,194+7.0% |
| Admin fee / account holder | $2,802 | $9,177-69.5% | $34,582-91.9% | $7,856-64.3% |