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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,054 | $115,225+131.8% | $100,712+165.2% | $138,895+92.3% |
| Participation rate | 50.0% | 74.3%-24.3pp | 69.3%-19.3pp | 79.9%-29.9pp |
| Annual return | 13.27% | 40.35%-27.1pp | 33.27%-20.0pp | 145.39%-132.1pp |
| Employer contribution / active EE | $3,354 | $2,771+21.0% | $2,313+45.0% | $4,194-20.0% |
| Participant deferral / active EE | $7,667 | $4,699+63.1% | $4,085+87.7% | $6,396+19.9% |
| Admin fee / account holder | $173 | $10,844-98.4% | $9,256-98.1% | $12,562-98.6% |