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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,020 | $211,288-65.0% | $178,540-58.5% | $145,884-49.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.30% | 30.27%-20.0pp | 27.15%-16.9pp | 551.85%-541.6pp |
| Employer contribution / active EE | $3,873 | $4,574-15.3% | $3,953-2.0% | $4,662-16.9% |
| Participant deferral / active EE | $10,993 | $6,967+57.8% | $6,281+75.0% | $6,690+64.3% |
| Admin fee / account holder | $1,243 | $12,105-89.7% | $10,424-88.1% | $13,392-90.7% |