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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,160 | $97,289-89.6% | $92,805-89.1% | $155,188-93.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 22.54% | 29.03%-6.5pp | 31.59%-9.1pp | 148.84%-126.3pp |
| Employer contribution / active EE | $968 | $3,632-73.3% | $3,424-71.7% | $4,248-77.2% |
| Participant deferral / active EE | $5,189 | $8,795-41.0% | $8,448-38.6% | $6,531-20.5% |
| Admin fee / account holder | $1,035 | $12,015-91.4% | $10,911-90.5% | $14,480-92.9% |