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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,160 | $102,609-90.1% | $98,090-89.6% | $138,895-92.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 22.54% | 36.44%-13.9pp | 37.05%-14.5pp | 145.39%-122.9pp |
| Employer contribution / active EE | $968 | $3,867-75.0% | $3,606-73.2% | $4,194-76.9% |
| Participant deferral / active EE | $5,189 | $8,167-36.5% | $7,845-33.8% | $6,396-18.9% |
| Admin fee / account holder | $1,035 | $11,434-90.9% | $11,815-91.2% | $12,562-91.8% |