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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,751 | $174,379-78.4% | $152,093-75.2% | $138,895-72.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.44% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $7,159 | $4,652+53.9% | $4,175+71.5% | $4,194+70.7% |
| Participant deferral / active EE | $4,601 | $6,159-25.3% | $5,451-15.6% | $6,396-28.1% |
| Admin fee / account holder | $340 | $16,880-98.0% | $14,497-97.7% | $12,562-97.3% |