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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,871 | $97,125-90.9% | $86,233-89.7% | $137,256-93.5% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.0%+18.5pp | 80.0%+7.5pp |
| Annual return | 25.01% | 74.19%-49.2pp | 61.39%-36.4pp | 220.34%-195.3pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,117 | $5,180-39.8% | $4,559-31.6% | $6,407-51.4% |
| Admin fee / account holder | $858 | $9,725-91.2% | $8,342-89.7% | $12,270-93.0% |