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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,582 | $160,028-87.8% | $147,080-86.7% | $145,884-86.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 32.46% | 98.60%-66.1pp | 420.17%-387.7pp | 551.85%-519.4pp |
| Employer contribution / active EE | $3,807 | $5,286-28.0% | $4,933-22.8% | $4,662-18.3% |
| Participant deferral / active EE | $3,473 | $8,422-58.8% | $8,066-56.9% | $6,690-48.1% |
| Admin fee / account holder | $712 | $15,030-95.3% | $12,989-94.5% | $13,392-94.7% |