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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,004 | $132,634-90.9% | $115,768-89.6% | $137,256-91.3% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.4%+16.5pp | 80.0%+10.9pp |
| Annual return | 15.76% | 160.70%-144.9pp | 100.46%-84.7pp | 220.34%-204.6pp |
| Employer contribution / active EE | $827 | $3,360-75.4% | $2,940-71.9% | $4,156-80.1% |
| Participant deferral / active EE | $1,445 | $5,619-74.3% | $4,917-70.6% | $6,407-77.5% |
| Admin fee / account holder | $1,077 | $15,028-92.8% | $12,439-91.3% | $12,270-91.2% |