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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,620 | $111,814-70.8% | $103,378-68.4% | $145,978-77.7% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 12.18% | 24.80%-12.6pp | 24.91%-12.7pp | 550.52%-538.3pp |
| Employer contribution / active EE | $1,437 | $4,215-65.9% | $3,870-62.9% | $4,662-69.2% |
| Participant deferral / active EE | $4,046 | $5,618-28.0% | $5,058-20.0% | $6,690-39.5% |
| Admin fee / account holder | $359 | $9,764-96.3% | $8,401-95.7% | $13,400-97.3% |