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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,930 | $138,312-57.4% | $122,979-52.1% | $155,188-62.0% |
| Participation rate | 83.3% | 80.2%+3.1pp | 77.2%+6.1pp | 80.8%+2.5pp |
| Annual return | 19.66% | 22.06%-2.4pp | 20.12%-0.5pp | 148.84%-129.2pp |
| Employer contribution / active EE | $3,480 | $3,530-1.4% | $3,062+13.6% | $4,248-18.1% |
| Participant deferral / active EE | $7,362 | $5,592+31.6% | $5,003+47.1% | $6,531+12.7% |
| Admin fee / account holder | $437 | $15,089-97.1% | $12,864-96.6% | $14,480-97.0% |