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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,471 | $156,398-63.3% | $147,318-61.0% | $138,895-58.6% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 79.9%-19.9pp |
| Annual return | 18.05% | 78.75%-60.7pp | 70.43%-52.4pp | 145.39%-127.3pp |
| Employer contribution / active EE | $2,653 | $4,853-45.3% | $4,593-42.2% | $4,194-36.8% |
| Participant deferral / active EE | $6,278 | $8,237-23.8% | $7,906-20.6% | $6,396-1.9% |
| Admin fee / account holder | $283 | $14,976-98.1% | $13,708-97.9% | $12,562-97.8% |