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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,835 | $58,778-73.1% | $129,295-87.8% | $77,671-79.6% |
| Participation rate | 29.0% | 59.2%-30.2pp | 69.6%-40.6pp | 70.6%-41.6pp |
| Annual return | 15.27% | 24.73%-9.5pp | 9429.28%-9414.0pp | 31.21%-15.9pp |
| Employer contribution / active EE | $527 | $1,952-73.0% | $4,157-87.3% | $2,726-80.7% |
| Participant deferral / active EE | $896 | $3,212-72.1% | $4,169-78.5% | $4,648-80.7% |
| Admin fee / account holder | $4 | $589-99.3% | $7,665-99.9% | $430-99.1% |