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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,835 | $58,911-73.1% | $129,384-87.8% | $77,736-79.6% |
| Participation rate | 29.0% | 59.4%-30.4pp | 69.6%-40.6pp | 70.6%-41.6pp |
| Annual return | 15.27% | 24.75%-9.5pp | 9461.77%-9446.5pp | 31.26%-16.0pp |
| Employer contribution / active EE | $527 | $1,955-73.0% | $4,153-87.3% | $2,728-80.7% |
| Participant deferral / active EE | $896 | $3,220-72.2% | $4,166-78.5% | $4,651-80.7% |
| Admin fee / account holder | $4 | $592-99.3% | $7,686-99.9% | $433-99.1% |