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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,348 | $88,815-86.1% | $81,882-84.9% | $145,897-91.5% |
| Participation rate | 88.2% | 75.1%+13.2pp | 72.4%+15.8pp | 80.3%+7.9pp |
| Annual return | 12.66% | 1033.75%-1021.1pp | 779.47%-766.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $888 | $3,086-71.2% | $2,916-69.5% | $4,663-81.0% |
| Participant deferral / active EE | $2,051 | $4,647-55.9% | $4,323-52.6% | $6,689-69.3% |
| Admin fee / account holder | $2,146 | $8,434-74.6% | $7,360-70.8% | $13,390-84.0% |