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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $63,793 |
NFP RETIREMENT INC2 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $40,900 |
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $18,449 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,492 | $89,093-56.8% | $102,434-62.4% | $77,736-50.5% |
| Participation rate | 91.0% | 80.9%+10.1pp | 76.5%+14.5pp | 70.6%+20.4pp |
| Annual return | 12.79% | 25.03%-12.2pp | 29.46%-16.7pp | 31.26%-18.5pp |
| Employer contribution / active EE | $1,021 | $2,699-62.2% | $3,023-66.2% | $2,728-62.6% |
| Participant deferral / active EE | $3,935 | $5,147-23.5% | $5,055-22.1% | $4,651-15.4% |
| Admin fee / account holder | $161 | $236-31.7% | $9,462-98.3% | $433-62.8% |