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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,182 | $29,736-38.9% | $56,033-67.6% | $80,935-77.5% |
| Participation rate | 30.2% | 41.7%-11.5pp | 52.5%-22.3pp | 67.7%-37.5pp |
| Annual return | 27.03% | 35.28%-8.2pp | 1711.38%-1684.3pp | 35.66%-8.6pp |
| Employer contribution / active EE | $479 | $671-28.6% | $1,041-54.0% | $2,757-82.6% |
| Participant deferral / active EE | $1,376 | $1,228+12.0% | $1,954-29.6% | $4,299-68.0% |
| Admin fee / account holder | $932 | $2,434-61.7% | $2,827-67.0% | $6,924-86.5% |