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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,345 | $29,716+18.9% | $56,077-37.0% | $80,925-56.3% |
| Participation rate | 25.8% | 41.7%-15.9pp | 52.5%-26.7pp | 67.7%-41.9pp |
| Annual return | 21.31% | 35.30%-14.0pp | 1709.28%-1688.0pp | 35.65%-14.3pp |
| Employer contribution / active EE | $423 | $671-37.0% | $1,040-59.3% | $2,756-84.7% |
| Participant deferral / active EE | $2,102 | $1,228+71.1% | $1,954+7.6% | $4,299-51.1% |
| Admin fee / account holder | $2,918 | $2,432+20.0% | $2,825+3.3% | $6,940-58.0% |