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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,657 | $111,830-97.6% | $93,696-97.2% | $145,884-98.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.84% | 204.08%-191.2pp | 133.74%-120.9pp | 551.85%-539.0pp |
| Employer contribution / active EE | $1,051 | $3,093-66.0% | $2,422-56.6% | $4,662-77.5% |
| Participant deferral / active EE | $1,313 | $4,920-73.3% | $4,417-70.3% | $6,690-80.4% |
| Admin fee / account holder | $400 | $10,249-96.1% | $8,287-95.2% | $13,392-97.0% |