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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,703 | $183,539-98.0% | $155,556-97.6% | $145,897-97.5% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 13.81% | 61.31%-47.5pp | 64.84%-51.0pp | 552.29%-538.5pp |
| Employer contribution / active EE | $1,921 | $5,315-63.9% | $4,675-58.9% | $4,663-58.8% |
| Participant deferral / active EE | $2,174 | $6,467-66.4% | $5,631-61.4% | $6,689-67.5% |
| Admin fee / account holder | $675 | $19,275-96.5% | $15,885-95.7% | $13,390-95.0% |