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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,983 | $172,111-97.1% | $150,298-96.7% | $137,256-96.4% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 16.64% | 69.37%-52.7pp | 62.79%-46.1pp | 220.34%-203.7pp |
| Employer contribution / active EE | $1,680 | $4,636-63.8% | $4,154-59.6% | $4,156-59.6% |
| Participant deferral / active EE | $2,713 | $6,166-56.0% | $5,453-50.2% | $6,407-57.7% |
| Admin fee / account holder | $1,526 | $16,471-90.7% | $14,116-89.2% | $12,270-87.6% |