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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,983 | $185,312-97.3% | $161,489-96.9% | $154,746-96.8% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 16.64% | 103.84%-87.2pp | 89.72%-73.1pp | 172.34%-155.7pp |
| Employer contribution / active EE | $1,680 | $4,769-64.8% | $4,268-60.6% | $4,379-61.6% |
| Participant deferral / active EE | $2,713 | $6,350-57.3% | $5,630-51.8% | $6,730-59.7% |
| Admin fee / account holder | $1,526 | $18,654-91.8% | $16,006-90.5% | $14,365-89.4% |