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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,220 | $100,139-75.8% | $85,187-71.6% | $145,884-83.4% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 18.28% | 84.15%-65.9pp | 66.67%-48.4pp | 551.85%-533.6pp |
| Employer contribution / active EE | $1,121 | $3,238-65.4% | $2,732-59.0% | $4,662-76.0% |
| Participant deferral / active EE | $1,121 | $5,296-78.8% | $4,525-75.2% | $6,690-83.2% |
| Admin fee / account holder | $0 | $7,262-100.0% | $6,162-100.0% | $13,392-100.0% |