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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,331 | $110,137-35.2% | $161,149-55.7% | $82,637-13.7% |
| Participation rate | 71.2% | 72.4%-1.2pp | 78.8%-7.7pp | 68.1%+3.1pp |
| Annual return | 21.10% | 20.69%+0.4pp | 21.16%-0.1pp | 53.51%-32.4pp |
| Employer contribution / active EE | $5,555 | $2,856+94.5% | $4,360+27.4% | $2,552+117.7% |
| Participant deferral / active EE | $7,815 | $4,575+70.8% | $6,153+27.0% | $4,126+89.4% |
| Admin fee / account holder | $8,322 | $9,467-12.1% | $15,194-45.2% | $7,339+13.4% |