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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,082 | $100,147-68.0% | $81,286-60.5% | $145,877-78.0% |
| Participation rate | 47.1% | 74.2%-27.2pp | 69.5%-22.5pp | 80.3%-33.2pp |
| Annual return | 14.79% | 34.44%-19.6pp | 24.80%-10.0pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,232 | $2,977-58.6% | $2,463-50.0% | $4,663-73.6% |
| Participant deferral / active EE | $3,451 | $4,607-25.1% | $3,883-11.1% | $6,691-48.4% |
| Admin fee / account holder | $85 | $8,201-99.0% | $5,764-98.5% | $13,402-99.4% |