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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,622 | $102,245-50.5% | $89,340-43.3% | $137,256-63.1% |
| Participation rate | 46.7% | 74.9%-28.2pp | 69.6%-22.9pp | 80.0%-33.3pp |
| Annual return | 20.09% | 21.89%-1.8pp | 20.57%-0.5pp | 220.34%-200.3pp |
| Employer contribution / active EE | $2,393 | $2,529-5.4% | $2,231+7.3% | $4,156-42.4% |
| Participant deferral / active EE | $4,057 | $4,436-8.5% | $3,823+6.1% | $6,407-36.7% |
| Admin fee / account holder | $90 | $8,085-98.9% | $6,704-98.7% | $12,270-99.3% |