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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,880 | $134,817-91.2% | $123,973-90.4% | $155,188-92.3% |
| Participation rate | 94.7% | 79.4%+15.3pp | 76.7%+18.1pp | 80.8%+13.9pp |
| Annual return | 21.11% | 515.49%-494.4pp | 388.13%-367.0pp | 148.84%-127.7pp |
| Employer contribution / active EE | $1,645 | $4,425-62.8% | $4,126-60.1% | $4,248-61.3% |
| Participant deferral / active EE | $3,795 | $5,706-33.5% | $5,247-27.7% | $6,531-41.9% |
| Admin fee / account holder | $2,733 | $13,245-79.4% | $11,799-76.8% | $14,480-81.1% |