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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,818 | $152,394-0.4% | $124,067+22.4% | $155,188-2.2% |
| Participation rate | 22.2% | 68.8%-46.6pp | 66.9%-44.7pp | 80.8%-58.6pp |
| Annual return | 79.19% | 34.93%+44.3pp | 31.06%+48.1pp | 148.84%-69.6pp |
| Employer contribution / active EE | $468 | $2,398-80.5% | $2,166-78.4% | $4,248-89.0% |
| Participant deferral / active EE | $2,558 | $3,823-33.1% | $3,463-26.1% | $6,531-60.8% |
| Admin fee / account holder | $0 | $6,949-100.0% | $7,351-100.0% | $14,480-100.0% |