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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,818 | $151,427+0.3% | $112,860+34.5% | $154,746-1.9% |
| Participation rate | 22.2% | 69.1%-46.9pp | 66.3%-44.1pp | 80.7%-58.5pp |
| Annual return | 79.19% | 30.95%+48.2pp | 35.26%+43.9pp | 172.34%-93.1pp |
| Employer contribution / active EE | $468 | $2,750-83.0% | $2,206-78.8% | $4,379-89.3% |
| Participant deferral / active EE | $2,558 | $4,285-40.3% | $3,493-26.8% | $6,730-62.0% |
| Admin fee / account holder | $0 | $7,369-100.0% | $6,841-100.0% | $14,365-100.0% |