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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,137 | $111,535-51.5% | $105,223-48.6% | $137,256-60.6% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 20.43% | 237.85%-217.4pp | 180.65%-160.2pp | 220.34%-199.9pp |
| Employer contribution / active EE | $3,914 | $3,939-0.6% | $3,689+6.1% | $4,156-5.8% |
| Participant deferral / active EE | $14,713 | $5,500+167.5% | $5,072+190.1% | $6,407+129.6% |
| Admin fee / account holder | $7,589 | $9,721-21.9% | $8,859-14.3% | $12,270-38.2% |