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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,572 | $99,875-35.3% | $146,866-56.0% | $86,983-25.8% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.5%-2.5pp | 69.5%+10.5pp |
| Annual return | 23.73% | 28.10%-4.4pp | 102.85%-79.1pp | 25.83%-2.1pp |
| Employer contribution / active EE | $5,486 | $3,224+70.2% | $4,425+24.0% | $2,584+112.3% |
| Participant deferral / active EE | $8,880 | $6,322+40.5% | $7,759+14.4% | $4,194+111.7% |
| Admin fee / account holder | $2,087 | $7,838-73.4% | $13,620-84.7% | $7,856-73.4% |