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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,572 | $106,864-39.6% | $147,318-56.2% | $82,637-21.9% |
| Participation rate | 80.0% | 75.5%+4.5pp | 82.1%-2.1pp | 68.1%+11.9pp |
| Annual return | 23.73% | 27.49%-3.8pp | 70.43%-46.7pp | 53.51%-29.8pp |
| Employer contribution / active EE | $5,486 | $3,417+60.6% | $4,593+19.5% | $2,552+115.0% |
| Participant deferral / active EE | $8,880 | $6,496+36.7% | $7,906+12.3% | $4,126+115.2% |
| Admin fee / account holder | $2,087 | $8,415-75.2% | $13,708-84.8% | $7,339-71.6% |