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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,696 | $102,609-43.8% | $98,090-41.2% | $138,895-58.5% |
| Participation rate | 91.7% | 82.8%+8.9pp | 81.5%+10.1pp | 79.9%+11.7pp |
| Annual return | 22.98% | 36.44%-13.5pp | 37.05%-14.1pp | 145.39%-122.4pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $15,966 | $8,167+95.5% | $7,845+103.5% | $6,396+149.6% |
| Admin fee / account holder | $1,062 | $11,434-90.7% | $11,815-91.0% | $12,562-91.5% |