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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,696 | $107,666-46.4% | $102,184-43.5% | $154,746-62.7% |
| Participation rate | 91.7% | 83.7%+7.9pp | 82.6%+9.1pp | 80.7%+11.0pp |
| Annual return | 22.98% | 29.33%-6.3pp | 31.58%-8.6pp | 172.34%-149.4pp |
| Employer contribution / active EE | $0 | $3,846-100.0% | $3,594-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $15,966 | $8,719+83.1% | $8,309+92.1% | $6,730+137.2% |
| Admin fee / account holder | $1,062 | $12,943-91.8% | $11,609-90.8% | $14,365-92.6% |