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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,259 | $72,426+6.7% | $67,560+14.4% | $145,897-47.0% |
| Participation rate | 60.0% | 76.9%-16.9pp | 72.9%-12.9pp | 80.3%-20.3pp |
| Annual return | 23.74% | 7226.78%-7203.0pp | 3533.50%-3509.8pp | 552.29%-528.5pp |
| Employer contribution / active EE | $2,656 | $3,074-13.6% | $2,737-2.9% | $4,663-43.0% |
| Participant deferral / active EE | $5,776 | $4,785+20.7% | $4,004+44.3% | $6,689-13.7% |
| Admin fee / account holder | $0 | $5,514-100.0% | $3,994-100.0% | $13,390-100.0% |