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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,241 | $174,379-86.7% | $152,093-84.7% | $138,895-83.3% |
| Participation rate | 90.5% | 81.6%+8.8pp | 77.8%+12.7pp | 79.9%+10.6pp |
| Annual return | 69.52% | 74.86%-5.3pp | 66.36%+3.2pp | 145.39%-75.9pp |
| Employer contribution / active EE | $1,718 | $4,652-63.1% | $4,175-58.8% | $4,194-59.0% |
| Participant deferral / active EE | $2,428 | $6,159-60.6% | $5,451-55.5% | $6,396-62.0% |
| Admin fee / account holder | $3,835 | $16,880-77.3% | $14,497-73.5% | $12,562-69.5% |