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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,458 | $106,749-41.5% | $145,433-57.1% | $82,448-24.2% |
| Participation rate | 58.6% | 75.6%-17.0pp | 82.1%-23.5pp | 68.1%-9.4pp |
| Annual return | 20.07% | 27.59%-7.5pp | 66.58%-46.5pp | 41.64%-21.6pp |
| Employer contribution / active EE | $3,356 | $3,444-2.6% | $4,554-26.3% | $2,551+31.5% |
| Participant deferral / active EE | $6,242 | $6,519-4.3% | $7,897-21.0% | $4,139+50.8% |
| Admin fee / account holder | $1,695 | $8,390-79.8% | $13,129-87.1% | $7,234-76.6% |