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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,168 | $88,754-82.9% | $81,820-81.5% | $145,877-89.6% |
| Participation rate | 37.5% | 75.1%-37.6pp | 72.4%-34.9pp | 80.3%-42.8pp |
| Annual return | 15.56% | 1031.77%-1016.2pp | 777.93%-762.4pp | 551.28%-535.7pp |
| Employer contribution / active EE | $823 | $3,085-73.3% | $2,915-71.8% | $4,663-82.4% |
| Participant deferral / active EE | $940 | $4,648-79.8% | $4,323-78.2% | $6,691-85.9% |
| Admin fee / account holder | $4,615 | $8,424-45.2% | $7,391-37.6% | $13,402-65.6% |