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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,168 | $88,778-82.9% | $81,844-81.5% | $145,884-89.6% |
| Participation rate | 37.5% | 75.1%-37.6pp | 72.4%-34.9pp | 80.3%-42.8pp |
| Annual return | 15.56% | 1033.03%-1017.5pp | 778.87%-763.3pp | 551.85%-536.3pp |
| Employer contribution / active EE | $823 | $3,087-73.3% | $2,916-71.8% | $4,662-82.4% |
| Participant deferral / active EE | $940 | $4,648-79.8% | $4,323-78.3% | $6,690-85.9% |
| Admin fee / account holder | $4,615 | $8,430-45.3% | $7,355-37.3% | $13,392-65.5% |