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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,970 | $81,358+584.6% | $155,556+258.1% | $80,959+588.0% |
| Participation rate | 0.0% | 66.3%-66.3pp | 78.2%-78.2pp | 67.7%-67.7pp |
| Annual return | 101.77% | 33.39%+68.4pp | 64.84%+36.9pp | 35.67%+66.1pp |
| Employer contribution / active EE | $6,376 | $3,106+105.3% | $4,675+36.4% | $2,757+131.3% |
| Participant deferral / active EE | $7,080 | $3,455+104.9% | $5,631+25.7% | $4,300+64.6% |
| Admin fee / account holder | $12,267 | $7,994+53.5% | $15,885-22.8% | $6,925+77.1% |