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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,427 | $185,312-7.5% | $161,489+6.2% | $154,746+10.8% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 17.18% | 103.84%-86.7pp | 89.72%-72.5pp | 172.34%-155.2pp |
| Employer contribution / active EE | $1,915 | $4,769-59.9% | $4,268-55.1% | $4,379-56.3% |
| Participant deferral / active EE | $6,227 | $6,350-1.9% | $5,630+10.6% | $6,730-7.5% |
| Admin fee / account holder | $1,075 | $18,654-94.2% | $16,006-93.3% | $14,365-92.5% |