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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,427 | $227,399-24.6% | $189,758-9.7% | $198,609-13.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 79.8%+0.2pp | 82.4%-2.4pp |
| Annual return | 17.18% | 61.03%-43.9pp | 52.62%-35.4pp | 202.70%-185.5pp |
| Employer contribution / active EE | $1,915 | $5,526-65.4% | $4,767-59.8% | $5,055-62.1% |
| Participant deferral / active EE | $6,227 | $6,837-8.9% | $5,856+6.3% | $6,977-10.7% |
| Admin fee / account holder | $1,075 | $25,162-95.7% | $20,388-94.7% | $19,030-94.4% |