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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,122 | $29,667-32.2% | $56,441-64.3% | $80,874-75.1% |
| Participation rate | 28.6% | 41.7%-13.1pp | 52.5%-23.9pp | 67.6%-39.1pp |
| Annual return | 20.14% | 35.22%-15.1pp | 1704.21%-1684.1pp | 35.62%-15.5pp |
| Employer contribution / active EE | $615 | $669-8.1% | $1,039-40.8% | $2,756-77.7% |
| Participant deferral / active EE | $1,543 | $1,227+25.8% | $1,953-21.0% | $4,297-64.1% |
| Admin fee / account holder | $1,057 | $2,429-56.5% | $2,829-62.6% | $6,935-84.8% |