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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,625 | $162,136-68.8% | $152,301-66.8% | $154,746-67.3% |
| Participation rate | 58.3% | 84.1%-25.8pp | 82.4%-24.1pp | 80.7%-22.4pp |
| Annual return | 18.91% | 91.02%-72.1pp | 80.50%-61.6pp | 172.34%-153.4pp |
| Employer contribution / active EE | $3,574 | $4,890-26.9% | $4,624-22.7% | $4,379-18.4% |
| Participant deferral / active EE | $7,549 | $8,341-9.5% | $8,004-5.7% | $6,730+12.2% |
| Admin fee / account holder | $6,379 | $15,759-59.5% | $14,398-55.7% | $14,365-55.6% |