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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,667 | $100,139-25.4% | $85,187-12.3% | $145,884-48.8% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 18.39% | 84.15%-65.8pp | 66.67%-48.3pp | 551.85%-533.5pp |
| Employer contribution / active EE | $1,332 | $3,238-58.9% | $2,732-51.3% | $4,662-71.4% |
| Participant deferral / active EE | $12,002 | $5,296+126.6% | $4,525+165.2% | $6,690+79.4% |
| Admin fee / account holder | $590 | $7,262-91.9% | $6,162-90.4% | $13,392-95.6% |