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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,869 | $181,062-60.3% | $158,223-54.6% | $155,188-53.7% |
| Participation rate | 25.0% | 82.7%-57.7pp | 79.2%-54.2pp | 80.8%-55.8pp |
| Annual return | 22.54% | 57.39%-34.8pp | 52.09%-29.5pp | 148.84%-126.3pp |
| Employer contribution / active EE | $992 | $4,565-78.3% | $4,109-75.9% | $4,248-76.7% |
| Participant deferral / active EE | $3,015 | $6,134-50.8% | $5,467-44.8% | $6,531-53.8% |
| Admin fee / account holder | $271 | $18,825-98.6% | $16,047-98.3% | $14,480-98.1% |