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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,090 | $102,595-97.0% | $94,057-96.7% | $154,746-98.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 14.11% | 583.42%-569.3pp | 480.62%-466.5pp | 172.34%-158.2pp |
| Employer contribution / active EE | $824 | $3,147-73.8% | $2,933-71.9% | $4,379-81.2% |
| Participant deferral / active EE | $839 | $5,118-83.6% | $4,709-82.2% | $6,730-87.5% |
| Admin fee / account holder | $1,119 | $7,736-85.5% | $7,244-84.6% | $14,365-92.2% |