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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,047 | $160,070-73.7% | $147,117-71.4% | $145,897-71.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.75% | 98.69%-83.9pp | 420.54%-405.8pp | 552.29%-537.5pp |
| Employer contribution / active EE | $5,037 | $5,285-4.7% | $4,932+2.1% | $4,663+8.0% |
| Participant deferral / active EE | $11,147 | $8,419+32.4% | $8,065+38.2% | $6,689+66.6% |
| Admin fee / account holder | $2,403 | $15,035-84.0% | $12,993-81.5% | $13,390-82.1% |