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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,410 | $73,421-46.3% | $66,439-40.7% | $155,188-74.6% |
| Participation rate | 33.3% | 79.7%-46.4pp | 74.5%-41.2pp | 80.8%-47.5pp |
| Annual return | 19.89% | 1382.37%-1362.5pp | 757.66%-737.8pp | 148.84%-128.9pp |
| Employer contribution / active EE | $797 | $3,039-73.8% | $2,637-69.8% | $4,248-81.2% |
| Participant deferral / active EE | $3,215 | $4,680-31.3% | $3,876-17.1% | $6,531-50.8% |
| Admin fee / account holder | $1,797 | $8,856-79.7% | $6,173-70.9% | $14,480-87.6% |