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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,410 | $70,121-43.8% | $63,803-38.2% | $138,895-71.6% |
| Participation rate | 33.3% | 77.2%-43.9pp | 72.7%-39.4pp | 79.9%-46.6pp |
| Annual return | 19.89% | 946.48%-926.6pp | 543.72%-523.8pp | 145.39%-125.5pp |
| Employer contribution / active EE | $797 | $2,882-72.3% | $2,532-68.5% | $4,194-81.0% |
| Participant deferral / active EE | $3,215 | $4,535-29.1% | $3,843-16.3% | $6,396-49.7% |
| Admin fee / account holder | $1,797 | $6,738-73.3% | $5,196-65.4% | $12,562-85.7% |