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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,709 | $43,496+115.4% | $161,489-42.0% | $64,340+45.6% |
| Participation rate | 34.1% | 53.5%-19.4pp | 78.7%-44.5pp | 55.2%-21.1pp |
| Annual return | 17.44% | 20.76%-3.3pp | 89.72%-72.3pp | 24.14%-6.7pp |
| Employer contribution / active EE | $1,616 | $1,431+12.9% | $4,268-62.1% | $1,862-13.2% |
| Participant deferral / active EE | $5,086 | $1,996+154.8% | $5,630-9.7% | $2,980+70.7% |
| Admin fee / account holder | $13,307 | $2,330+471.1% | $16,006-16.9% | $3,703+259.4% |