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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,709 | $43,749+114.2% | $158,223-40.8% | $65,306+43.5% |
| Participation rate | 34.1% | 56.9%-22.7pp | 79.2%-45.1pp | 57.7%-23.5pp |
| Annual return | 17.44% | 19.41%-2.0pp | 52.09%-34.7pp | 21.94%-4.5pp |
| Employer contribution / active EE | $1,616 | $1,497+7.9% | $4,109-60.7% | $1,967-17.9% |
| Participant deferral / active EE | $5,086 | $2,019+151.9% | $5,467-7.0% | $2,959+71.9% |
| Admin fee / account holder | $13,307 | $1,930+589.4% | $16,047-17.1% | $3,480+282.4% |