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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,709 | $45,343+106.7% | $150,298-37.7% | $67,986+37.8% |
| Participation rate | 34.1% | 51.9%-17.7pp | 77.8%-43.6pp | 57.2%-23.1pp |
| Annual return | 17.44% | 33.28%-15.8pp | 62.79%-45.3pp | 31.67%-14.2pp |
| Employer contribution / active EE | $1,616 | $1,462+10.5% | $4,154-61.1% | $2,019-20.0% |
| Participant deferral / active EE | $5,086 | $2,055+147.5% | $5,453-6.7% | $3,358+51.5% |
| Admin fee / account holder | $13,307 | $2,250+491.5% | $14,116-5.7% | $3,203+315.4% |